How to Make Money on Maternity Leave: 83 Real Ways That Work!

Introduction

You’re stepping into motherhood, and it’s thrilling! But, let’s face it, maternity leave can tighten your budget. Don’t worry, though. This post is packed with practical ways to boost your income while you’re home with your new baby. 

Become a Certified Pediatric Sleep Consultant:

ENROLL NOW 

Overview:

• How To Make Money on Maternity Leave
• Government Assistance During Maternity Leave
• Maternity Leave Grants
• Cash in Hand Work on Maternity Leave
• Income While on Maternity Leave
• How Can I Make Money While Pregnant and Unemployed
• Worried About Money During Maternity Leave
• Ways to Make Money While Pregnant
• How Can I Make Money While Pregnant and Unemployed
• Ways To Make Money While Pregnant
• How To Make Money While Pregnant and On Bed Rest

Useful Discussions and Forums

• Where can I make a little money during unpaid maternity leave?
• How to make money on maternity leave?

Related Video Content

Getting Certified to First Improve Sleep at Home

How to Make Money on Maternity Leave

Maternity leave is a prime opportunity to capitalize on your existing skills. Consider freelancing in areas you excel in, such as writing, graphic design, or digital marketing. Look for online marketplaces that connect freelancers with short-term projects. This allows you to work flexibly, on projects that interest you, right from the comfort of your home.

Are you expecting? You’re already well-equipped to build a trusted connection with little ones and their parents, making you an excellent candidate for becoming a pediatric sleep consultant. Many new parents want to hire individuals who are nurturing and understanding of their parental needs. Information, community, and training can be found at CPSM. Explore these opportunities at our CPSM course page.

You might also explore the possibility of selling handmade or personalized items. If you have a knack for crafts, art, or any other creative endeavor, consider setting up an online shop to sell your products. This can be an enjoyable way to generate income while also doing something you love. From homemade crafts and jewelry to personalized gifts and decor, your unique creations can attract buyers looking for something special.

Moreover, think about offering online classes or workshops if you have a teachable skill. This could be anything from yoga and fitness to cooking and art. Setting up virtual sessions can attract individuals interested in learning new skills, especially other parents who are also spending more time at home.

Finally, blogging about your experiences or expertise can also be monetized. Start a blog that caters to other new parents or focuses on a niche you are passionate about. With consistent content and effective SEO strategies, you can attract a sizable audience and explore monetization options like advertising, sponsored posts, or affiliate marketing.

How to Make Money on Maternity Leave: 25 Real Ways That Work

You’re rocking that bump (or snuggling that baby), and now you’re wondering: how to make money on maternity leave without losing your mind?

You’re in the right place. We’re not about fluff here at TheCPSM.com. We’re about smart, doable, high-income ideas that fit your lifestyle.

Whether you’re 22 or 52, working or not, pregnant or postpartum, the real question is this:
How can I earn real income while staying home with my baby?

Let’s skip the surveys and low-paying junk. You need legit options.

And here’s a little secret: one of the best-kept secrets for new moms looking to work from home is becoming a Certified Pediatric Sleep Consultant. Seriously, more on that in a second.

But first, let’s talk real online income.

Online Jobs & Side Hustles for Maternity Leave

🧠 Use Your Brain: Freelance & Admin Work

Gig	What You’ll Do	Why It Works for Moms
Freelance Writing	Write blog posts, emails, or articles for clients	Flexible deadlines, write during baby’s naps
Proofreading	Fix grammar and spelling for documents	Requires focus, but super flexible hours
Virtual Assistant	Manage emails, schedule appointments, or handle admin tasks	Low stress, no phone calls, easy to scale
Online Researcher	Find info for busy entrepreneurs or writers	No voice, just Googling and organizing
Resume Writing	Polish resumes and cover letters	High value, easy to do with templates
Customer Service Rep	Help customers via chat or email	Set shifts, usually benefits, no commuting
Data Entry	Input info into spreadsheets or systems	Repetitive but predictable income

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🎓 Teach What You Know

Gig	What You’ll Do	Why It Works for Moms
Online Tutoring	Teach subjects you know on Zoom	High hourly pay, set your own schedule
Online Course Creator	Teach a skill you know through video or email	Build once, sell forever
Online Coaching	Offer coaching in fitness, mindset, parenting, etc.	Pick your niche and price your time
Sleep Consultant (👶 fave pick!)	Coach families through infant sleep training	High demand, make $100–$500 per client

👉 Becoming a Certified Pediatric Sleep Consultant is one of the best online careers for moms. High impact, flexible hours, and excellent income.

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🧑‍🎨 Creative Work from Home

Gig	What You’ll Do	Why It Works for Moms
Graphic Design	Design logos, flyers, or social posts	Perfect for creative moms with Canva skills
YouTube Channel	Film videos on a topic you love	Build an audience and earn from ads
Voiceover Artist	Record voice scripts from home	Need quiet space, but great hourly pay
Copywriting	Write persuasive content for businesses	Big demand, high pay once you’re good

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💻 Tech-Friendly Tasks (No Degree Needed)

Gig	What You’ll Do	Why It Works for Moms
Transcription	Type audio files into text	Quiet work, ideal for solo focus time
Website Tester	Give feedback on websites and apps	Fast tasks, no special skills needed
Social Media Manager	Create content and manage posts for businesses	Fun, creative, and totally remote

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🛒 Digital Product Hustles

Gig	What You’ll Do	Why It Works for Moms
Printables on Etsy	Create and sell digital planners or checklists	One-time setup, unlimited downloads
Blogging	Start a blog with affiliate links or ads	Long-term passive income with creative control
Digital Product Creator	Sell guides, checklists, or templates	One-time effort, passive income potential
Affiliate Marketing	Promote others’ products and earn commissions	No product needed, just share your link

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📦 E-Commerce and Online Sales

Gig	What You’ll Do	Why It Works for Moms
Dropshipping	Sell products online without touching inventory	Needs setup but no storage space
Amazon FBA Seller	Ship products to Amazon and let them do the rest	More upfront work but scalable

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☕ Low-Effort Extras (Stackable with Others)

Gig	What You’ll Do	Why It Works for Moms
Online Surveys	Share your opinion for small payouts	Easy but low earning, only good for spare time
Website Tester	Review websites and give feedback	Quick tasks, simple to learn

Government Assistance During Maternity Leave

If you’re in the U.S., understanding the government assistance available during maternity leave can greatly ease your financial concerns. The Family and Medical Leave Act (FMLA) provides eligible employees up to 12 weeks of unpaid leave per year and requires that their group health benefits be maintained during the leave. For more detailed information and to check your eligibility, visit the U.S. Department of Labor’s FMLA page.

For financial support, you might be eligible for Temporary Assistance for Needy Families (TANF). TANF can help cover living expenses such as food, housing, and essential services during your maternity leave. Each state has its own TANF program with distinct eligibility criteria and benefits. 

In addition to TANF, the U.S. government offers the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC). This program provides nutritional assistance, health care referrals, and nutrition education for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women. WIC is an invaluable resource for ensuring you and your baby have access to nutritious food during this critical time.

For those needing more direct assistance, the U.S. Department of Health & Human Services offers various programs that can help. These include access to affordable childcare and even grants for parents looking to further their education or start a home-based business after maternity leave. For a comprehensive list of available support services, explore the resources offered on the HHS’s support for family page.

Navigating these resources effectively can provide substantial relief during your maternity leave, ensuring you can focus on your new child without undue financial stress.

Maternity Leave Grants

While on maternity leave, you may qualify for various grants designed to support new mothers. These grants can help cover the costs associated with caring for a newborn and compensate for lost wages due to reduced work hours.

One key resource to explore is grants for educational advancement or career training. These can be particularly useful if you’re planning to enhance your skills during maternity leave. Educational grants are often available through local community colleges, vocational schools, and online education platforms. Additionally, many professional associations offer grants or scholarships specifically tailored to their members who are new parents.

Additionally, some nonprofits and foundations offer specific grants for parents on maternity leave. These grants might support everything from medical expenses to essential baby supplies. Searching for local family support organizations can uncover these opportunities. Websites dedicated to family welfare and maternal health often list available grants and application tips.

For those in specific professions, such as teaching or healthcare, industry-specific grants might be available. These grants recognize the dual role of professional and parent and aim to provide financial support during maternity leave. They are often funded by professional societies or charitable arms of corporations.

Parental Leave FAQs

Understanding the broader context of parental leave policies in the U.S. can also be beneficial. For a comprehensive look at paid parental leave across the states, refer to the Institute for Women’s Policy Research study, which provides detailed insights and statistics (Paid Parental Leave in the United States PDF).

Furthermore, federal employees looking to understand their specific rights and benefits regarding maternity leave can find detailed information in the FAQs about Paid Parental Leave from the U.S. Customs and Border Protection website (Paid Parental Leave FAQs).

Exploring these grants and resources can significantly alleviate financial pressures during maternity leave, allowing you to focus more on your newborn and less on financial stress.

Cash in Hand Work on Maternity Leave

Looking for quick cash solutions while on maternity leave? Here’s The Ultimate Guide to the top 10 ways you can earn money flexibly and easily. Each option includes actionable steps to get you started right away:

Pet Sitting

• Sign up on community forums or apps dedicated to pet care services, such as local pet owner groups.
• Start by offering your services to friends and family to build trust and gain referrals. Consider setting competitive rates to attract your first clients.

Baby Sitting

• Join local parent groups on social media and offer your services. Create flyers to post at local community centers.
• Get certified in child first aid to increase your appeal to parents. Certifications can be completed online and often at a low cost.

House Sitting

• Register with reputable house-sitting websites. Make sure your profile is detailed, including any past experience and personal references.
• Create a trustworthy profile mentioning your availability and any relevant experience. Be prepared to manage small tasks like mail collection and plant watering.

Event Planning

• Start by planning small events for friends or community groups. This can include birthdays, baby showers, or even small weddings.
• Create a portfolio to showcase your work and get testimonials to attract more clients. Use social media to share successful events and gather interest.

Selling Crafts at Local Fairs

• Begin by creating a small inventory of your crafts. Focus on items that can be produced efficiently and have broad appeal.
• Research local fairs and markets where you can rent a booth to sell your items. Be sure to consider the costs and potential foot traffic.

Freelance Writing

• Set up a profile on freelance websites offering writing services. Highlight any specialized topics you’re familiar with, such as parenting or health.
• Start a blog to showcase your writing and attract private clients. Blogs can also generate passive income through advertising and affiliate marketing.

Virtual Assistance

• Offer your services on freelancing platforms. List specific tasks you are good at, like scheduling appointments or managing emails.
• Highlight skills like email management, scheduling, and customer service. Consider offering package deals for regular clients to build a steady client base.

Tutoring Online

• Choose a subject you are knowledgeable in and sign up as a tutor on educational platforms. This could be academic subjects, music lessons, or even fitness.
• Promote your services through social media to reach more potential clients. Consider offering the first session at a discounted rate to attract students.

Selling Baked Goods

• Start by offering your baked goods to local cafes or at community events. Use natural, high-quality ingredients to make your products stand out.
• Use social media to showcase your products and take custom orders. Building a local following can lead to a consistent stream of orders.

Photography

• Offer portrait sessions for families or new parents. These sessions can be done in clients’ homes or local parks.
• Create a portfolio online to display your work and attract local clients. Offer packages for different budgets to accommodate a wide range of clients.

By implementing these strategies, you can better manage your finances during maternity leave. This proactive approach will help you focus more on your baby and less on financial concerns, making your maternity leave a more enjoyable and less stressful experience.

Income While on Maternity Leave

Yes, you can earn money while on maternity leave in the United States, but it’s important to be aware that some employers may have restrictions on what you can do during this time. Always check your employment contract or speak with your employer’s human resources department to confirm what is allowed. Here are some flexible and practical ways to maintain an income stream during maternity leave:

Investing in Low-Risk Bonds or Dividend Stocks

• Consider allocating a portion of your savings into low-risk bonds or dividend-paying stocks. These types of investments can offer you a steady return without the need for daily management, making them ideal for busy new moms.
• Start by using online brokerage platforms that are beginner-friendly. These platforms often provide educational tools and resources to help you understand the market and make informed investment decisions.

Renting Out a Property or a Room

• If you own a spare room or a secondary property, think about renting it out on a short-term rental platform. This could provide a steady source of income with flexibility regarding rental periods.
• Prepare your space by ensuring it meets safety and comfort standards and check local regulations regarding short-term rentals. Good presentation and accurate listings can significantly increase your booking rates.

Participating in Paid Online Surveys and Studies

• Sign up with reputable survey sites that compensate you for your opinions. These sites can offer a flexible way to make money by filling out surveys during your downtime.
• Set a routine, perhaps during your baby’s nap times, to complete these surveys. This can be a relaxing activity that contributes to your income without leaving your home.

Creating and Selling Digital Products

• Utilize your expertise to create digital products such as eBooks, online courses, or printable materials. This can include guides on motherhood, cooking recipes, or fitness routines for postpartum recovery.
• Market your products through your social media channels or a simple website. Digital products require effort upfront but can provide a passive income stream thereafter.

Freelance Content Creation or Graphic Design

• If you have a knack for writing or graphic design, freelance opportunities can be a lucrative way to earn from home. Many businesses seek content creators to enhance their online presence.
• Create a portfolio to showcase your work and use freelance platforms to connect with potential clients. Tailor your services to fit into short, manageable projects that don’t require long hours of continuous work.

Affiliate Marketing

• If you run a blog or a social media page, affiliate marketing can be a powerful tool to generate income. Promote products or services you trust and use personally to your audience.
• Choose affiliate programs that align with your audience’s interests and values. This increases the likelihood of conversions and earning commissions.

These ideas not only help you to generate an income during maternity leave but also keep you engaged and professionally active. They can be adjusted to fit the amount of time and energy you have available, ensuring you don’t miss out on precious moments with your newborn.

How Can I Make Money While Pregnant and Unemployed

Being pregnant and unemployed might seem challenging, but there are numerous ways to generate income from home. Here are some actionable strategies that you can start today to secure financial stability:

Networking and Freelance Gig Platforms

• Leverage your professional network by reaching out to former colleagues, friends, and industry contacts. Let them know you’re available for freelance or part-time work.
• Sign up for freelance gig platforms where you can offer your skills in writing, graphic design, digital marketing, or consulting. Create a compelling profile that highlights your expertise and reliability.

Starting a Small Home-Based Business

• Consider turning a hobby or passion into a business. This could be anything from crafting unique home decor to offering online fitness classes.
• Set up a simple online store or use social media to market your products or services. Engage with your audience regularly to build trust and establish a customer base.

Skills and Resources Needed to Get Started

• Identify the skills you have that can be monetized, such as teaching, crafting, or coding. Consider taking online courses to refine these skills or learn new ones related to your business idea.
• Gather the necessary resources to start. This might include basic business supplies, a website, or software tools for online services.

These methods are not only effective for generating income but also provide the flexibility to work according to your own schedule, which is crucial during pregnancy. By taking proactive steps to establish a source of income, you can alleviate financial worries and focus more on your health and preparing for your new baby.

Worried About Money During Maternity Leave

Feeling financial pressure during maternity leave is quite common, but with some strategic planning, you can manage your finances effectively to minimize stress and ensure stability. Here’s a detailed guide to help you navigate financial concerns during this pivotal time:

Effective Budgeting Strategies for Maternity Leave

• Start by creating a detailed budget that accounts for your reduced income during maternity leave. Prioritize essential expenses like rent, utilities, and baby essentials, and find areas where non-essential spending can be reduced.
• Utilize budgeting apps or spreadsheets to track your expenses and income meticulously. This ongoing monitoring can help you make necessary adjustments quickly and keep your finances under control.

Seeking Financial Advice from Professionals

• Consulting a financial advisor can be invaluable during this time. They can provide personalized advice tailored to your specific financial situation, helping you make the most of your maternity leave financially.
• Seek out advisors who specialize in family finances or maternity leave planning. They are well-versed in strategies like saving on baby expenses, maximizing any maternity benefits, and planning for future expenses.

Utilizing Community Resources and Support Groups

• Explore resources offered by your community that support expectant and new mothers. These may include free financial planning workshops, access to maternity grants, or baby essentials at reduced costs.
• Participate in local or online support groups for mothers. These groups not only offer emotional support but can also be a treasure trove of practical advice, sharing cost-saving tips and recommending budget-friendly resources.

Additional Financial Tips

• Review and adjust your health insurance to ensure it covers all potential needs during and after your pregnancy, potentially saving you significant amounts out-of-pocket.
• Consider setting up an emergency fund if you haven’t already, which can provide a financial buffer and reduce stress during unforeseen situations.

By implementing these strategies, you can better manage your finances during maternity leave. This proactive approach will help you focus more on your baby and less on financial concerns, making your maternity leave a more enjoyable and less stressful experience.

Ways to Make Money While Pregnant

Freelance Writer

Pitch articles or blog posts to online magazines, company blogs, or content agencies. You control deadlines, work from anywhere, and can specialize in niches you know, like parenting, education, or finance.

Proofreader

Use your eagle eye to spot grammar and formatting errors in manuscripts, marketing copy, or academic papers. Set per-word rates on freelance platforms and work in short, quiet blocks of time.

Transcriptionist

Convert audio or video files into text. All you need are headphones, a steady internet connection, and solid typing accuracy, perfect for flexible, low-impact workdays.

Social Media Management

Plan posts, craft captions, and respond to comments for small businesses. Most tasks fit into smartphone apps, and retainer contracts can create steady monthly income.

Take Surveys

Earn gift cards or cash for brief questionnaires on reputable panels like Prolific or Swagbucks. It’s bite-size work you can do while resting.

Babysitter

Offer evening or weekend care for neighbors’ children, light supervision, homework help, or story time. Choose duties that match your comfort level as pregnancy progresses.

Start a Blog

Document your pregnancy journey or any passion topic, then monetize through ads, sponsored posts, and digital products once traffic grows.

Affiliate Marketing

Share trackable product links on your blog, social channels, or email list. You earn a commission whenever someone buys through your referral.

Blogger

Commit to consistent, SEO-driven content creation and audience engagement. Over time, brand partnerships and ad revenue can turn blogging into recurring income.

Tutor

Provide one-on-one academic help in subjects you excel at, either locally or via Zoom. Parents value reliable, customized instruction.

Customer Service

Remote call-center or chat-support roles let you assist customers from home. Look for part-time schedules that accommodate prenatal appointments.

Data Entry

Clean up spreadsheets, update CRMs, or tag database records. Accuracy is key, and projects can be batched into short sessions.

Freelancer

List general services, copywriting, admin support, light bookkeeping, on platforms like Upwork or Fiverr. Choose only the projects and timelines that fit your energy level.

Graphic Designer

Create logos, social graphics, or invitation templates using tools like Canva or Adobe Express. Deliver digital files, no shipping required.

Sell Printables

Design planners, checklists, or nursery art and list them as instant downloads on Etsy. Once uploaded, they can earn without additional work.

Selling Crafts

Knit baby hats, pour soy candles, or craft jewelry. Sell through Etsy, Instagram, or local markets and ship directly from home.

Write eBooks

Package your expertise, pregnancy nutrition, budgeting tips, into Kindle eBooks and earn royalties every month.

Create Online Courses

Film bite-size lessons on skills you know (e.g., beginner guitar, Excel basics) and host them on Udemy or Teachable for evergreen sales.

Monetize a Hobby

Turn photography, calligraphy, or recipe development into paid gigs, sponsored posts, or print sales.

Pet Sitting

Offer dog-walking or drop-in pet care through Rover. Schedule visits around your own comfort and doctor’s appointments.

Renting Your Space

List a spare room, parking spot, or storage area on Airbnb or Spacer for passive, low-effort income.

Sell Stuff

Declutter your home and list unused clothes, gadgets, or baby gear on Facebook Marketplace, Poshmark, or eBay.

Virtual Assistant

Handle email, calendar management, or research for entrepreneurs entirely online. Bill hourly and work from your sofa.

Tutoring

Expand beyond one-on-one sessions by hosting small group classes or selling subject-specific study guides for additional revenue.

How Can I Make Money While Pregnant and Unemployed

Being between jobs while you’re expecting can feel overwhelming, but a mix of government supports and low-impact, work-from-home gigs can keep cash flowing without jeopardizing your health. The strategies below are drawn from verifiable programs and labor-market data; always confirm the latest rules in your state.

1. Confirm the income-support programs you already qualify for

Most states allow eligible claimants to collect Unemployment Insurance (UI) during a healthy pregnancy, provided you are able and available for suitable work and meet weekly job-search requirements.
Two federal nutrition programs can free up grocery money: WIC (Women, Infants and Children) offers monthly food benefits and nutrition counseling to pregnant applicants who meet income limits, and SNAP can be layered on top once the baby arrives.
If household income is very low, Temporary Assistance for Needy Families (TANF) may provide cash aid to pregnant women even before the child is born in many states.

2. Check whether you paid into short-term disability or state paid-leave insurance

If your previous job offered short-term disability, or if you live in a state that mandates disability insurance, pregnancy and postpartum recovery are covered medical events.

3. Target remote work you can do from home

The rise of remote hiring means you don’t have to leave the couch to earn. Job boards regularly list part-time, work-from-home roles such as customer-service chat, patient-enrollment representative, and records clerk. Common freelance paths, writing, online tutoring, transcription, and virtual assistance, require only a laptop and Wi-Fi.

4. Use micro-gigs and online surveys for quick cash

If your energy comes in short bursts, micro-task sites like Amazon Mechanical Turk offer five-minute jobs (data labeling, short surveys) that pay as tasks are approved. Stick to well-reviewed survey platforms such as Prolific or Swagbucks to avoid low-pay or scam offers.

5. Sell goods or digital products

Decluttering closets can generate fast money on Poshmark, eBay, or Facebook Marketplace, and top sellers who scale inventory report four-figure monthly profits. Digital printables, planners, nursery art, budgeting worksheets can produce passive income once uploaded to Etsy.

6. Monetize low-impact local services

• Pet sitting or dog-walking. Platforms like Rover allow you to set your own rates (often $20–$30 for a 30-minute visit) and limit bookings to hours that match your comfort level.
• Rent a spare room or parking spot. Short-term rentals on Airbnb or parking-space apps deliver supplemental income you can dial up or down as needed.

7. Keep taxes and record-keeping in mind

Once your net self-employment earnings reach $400 in a calendar year, the IRS requires you to file a return and pay self-employment tax. Track every dollar you earn and every business expense so you don’t overpay when tax time arrives.

Ways to Make Money While Pregnant

Remote Bookkeeping & Invoicing

Cloud tools like QuickBooks Online and Xero let you manage a company’s receipts, categorize expenses, and create monthly reports without leaving your sofa. Many solo entrepreneurs need only 5–10 hours of support each month, and bookkeepers typically charge $25–$50 per hour once they’ve passed a short skills test or earned a bookkeeping certificate.

Online Notary or Loan-Signing Agent

More than 40 states now allow Remote Online Notarization (RON). After completing the required notary training and obtaining a digital certificate, you can witness signatures over live video for everything from power-of-attorney forms to mortgage packages. Each notarization pays a flat fee (often $25 plus per-stamp add-ons), and sessions rarely exceed 15 minutes.

Standardized Test Scoring

Educational publishers such as Pearson, ETS, and Measurement Inc. hire seasonal scorers to evaluate essays and short-answer responses for exams like the SAT®, AP® tests, or state assessments. Work is fully remote, paid hourly (around $15–$20), and scheduled in blocks you choose.

Print-on-Demand Merch Designer

Create simple text or graphic designs in Canva or Adobe Express, upload them to platforms like Merch by Amazon, Redbubble, or Teespring, and earn a royalty each time a T-shirt, mug, or tote is sold. The marketplace handles printing, shipping, and customer service, turning your design time into ongoing passive income.

Podcast Editing and Show Notes

With free tools such as Audacity or the paid version of Descript, you can remove background noise, add intro music, and write time-stamped summaries for busy podcasters. New shows often pay $50–$150 per edited episode and appreciate quick turnarounds that you can schedule around your energy levels.

Stock Photos & Video Clips

If you own a decent smartphone or DSLR, snap high-resolution images. Everything from maternity lifestyle shots to generic office scenes, and upload them to Shutterstock, Adobe Stock, or Pond5. Contributors get paid each time a customer licenses a file; top portfolios generate hundreds of dollars a month in royalties.

Domain Name Flipping

Use registrar marketplaces such as GoDaddy Auctions or Namecheap to buy expiring domain names with commercial potential (e.g., keyword-rich, short, or brandable). Hold them for weeks or months and resell at a markup. Successful flippers research search trends and comparable sales to minimize risk and maximize resale value.

Translation & Localization Services

If you’re fluent in two or more languages, translation agencies and SaaS companies need everything from marketing copy to mobile-app strings localized. Remote projects are typically paid per word or per project, and agencies provide glossaries and style guides so you can work confidently at your own pace.

How To Make Money While Pregnant and On Bed Rest

Closed Caption & Subtitling Services

Streaming platforms and YouTube creators need accurate captions for accessibility and SEO. With free tools like Aegisub or paid options such as Rev’s Caption Editor, you can convert finished transcripts into time-synced captions, add sound descriptions, and export the required file formats.

Online Community Moderation

Brands, podcasts, and membership sites hire part-time moderators to enforce rules, approve posts, and keep discussions on track. Roles are fully remote, pay $15–$25 per hour, and typically involve short check-ins throughout the day.

Resume & LinkedIn Makeovers

Job seekers will pay for polished résumés, keyword-rich LinkedIn headlines, and optimized “About” sections. Use Canva templates or Google Docs, set flat package prices, and deliver files via email.

Surface Pattern Licensing on Spoonflower

Design seamless patterns in Procreate or Adobe Illustrator, think nursery motifs, abstract textures, or seasonal prints, and upload them to Spoonflower or Patternbank. Each time a customer orders fabric or wallpaper with your design, you earn a royalty while the platform handles printing and shipping.

Stock Music & Sound Effects

If you play an instrument or enjoy audio editing, create 15- to 60-second loops, ambient backgrounds, or nursery sounds. Upload tracks to marketplaces like AudioJungle or Pond5 and collect a fee every time a podcast, app developer, or filmmaker licenses your clip.

Dropshipping a Micro-Niche Store

Open a Shopify storefront that sells curated, third-party items, such as ergonomic pregnancy pillows or BPA-free baby bottle brushes. Suppliers ship directly to customers, so you never handle inventory. Use automated customer-service chatbots to minimize manual work.

Expert Consulting Calls

List yourself on Clarity.fm, Maven, or Superpeer for brief, paid phone or video consultations in your professional specialty, anything from classroom management tips to small-business marketing. Sessions are booked in 15- or 30-minute blocks you can space out around rest periods.

Rent Out Designer Maternity Wear

High-end maternity dresses and photo-shoot gowns command strong weekly rental rates on peer-to-peer platforms like Momni Closet or Style Lend. After the initial listing photos, you only need to print prepaid labels and schedule porch pickups.

How to Manage Your Money on Maternity Leave

Whether you’re nesting, nursing, or just trying not to lose your mind from sleep deprivation, money is now top of mind. And you’re not alone.

Maternity leave can be magical, but also financially stressful. Especially if you’re juggling hospital bills, baby gear, and a sudden drop in income. But here’s the truth: you can make it through without draining your savings or maxing out your credit cards. It takes some planning, a few smart decisions, and maybe a little creative hustling.

At TheCPSM.com, we’re all about helping you gain freedom and income, without sacrificing snuggles or sanity. And yes, becoming a Certified Pediatric Sleep Consultant is one of the smartest money moves a new mom can make (more on that in a sec), but let’s get your budget baby-proofed first.

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Trim That Budget Like a Boss

The very first step is this: cut your budget hard and fast, like you’re pruning a money tree that’s gotten a little too wild.

You don’t have to go full minimalism, but maternity leave is a great time to pause and ask, Do we really need this right now?

Start here:

• Cancel or pause any subscriptions you aren’t actively using (think Netflix, Peloton, Amazon Prime).
• Meal plan like your wallet depends on it.
• Brew coffee at home. Yes, even if you’re tired. (You’re probably too tired to leave the house anyway.)
• Skip the fancy baby clothes. Babies outgrow outfits in five minutes flat. Onesies from the thrift store? Perfect.
• Check for shared family phone plans or auto insurance bundles to save more each month.
• Review your bank and credit card statements line by line. You’ll be surprised at the leaks you can plug.

When your income dips, your expenses must follow. Budgeting during maternity leave isn’t about guilt. It’s about giving yourself breathing room to enjoy this precious, exhausting season.

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Apply for Government Assistance (It’s There for a Reason)

Now is not the time to be shy about getting help. You’ve paid into the system. It’s totally okay to use it when you need it.

Depending on your location and situation, there are government programs that can lighten your financial load while you’re on leave.

Some to check out:

• WIC (Women, Infants, and Children) – Provides healthy food, formula, and support for low- and moderate-income families.
• SNAP (Supplemental Nutrition Assistance Program) – Helps cover groceries so you can feed yourself and your growing family.
• Medicaid – Offers free or low-cost health coverage for new moms and babies, especially if you’re out of work.
• Temporary Disability Insurance (TDI) – In some states, you may qualify for partial wage replacement while recovering from childbirth.
• Paid Family Leave (PFL) – If you’re lucky enough to live in a state with this, take full advantage. It’s money you’re entitled to.

Each program has its own requirements, and many moms get overwhelmed just trying to apply. Here’s the hack: call your local Department of Human Services and ask for a benefits navigator. Their job is literally to help moms like you apply for what you qualify for.

Another option? Contact your hospital’s social worker. They often know about local or state programs and can walk you through it.

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Look Into Charities and Nonprofits That Help Moms

Yes, there are real, legit charities out there helping real, overwhelmed moms.

Need diapers? Formula? Baby gear? There are groups and nonprofits that exist solely to fill those gaps. You just have to know where to look.

Start your search here:

• National Diaper Bank Network – Helps you find free diapers and wipes in your area.
• Feeding America Food Banks – Many local food banks include baby food, formula, and even hygiene products.
• Salvation Army & United Way – Offer emergency assistance, including utility and rent help.
• Catholic Charities & local faith-based orgs – Often provide grants, housing help, or supplies—regardless of religion.
• Postpartum Support International (PSI) – If you’re struggling mentally or emotionally, they connect you to free or low-cost therapists and support groups.

Here’s the thing: you don’t have to struggle alone. Getting help doesn’t make you weak. It makes you wise. Many of these organizations also have online forms, so you can apply in your PJs, one-handed, while feeding a newborn. (We see you.)

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Know Your Insurance Rights (And Use Them)

Your insurance is a tool, not just for emergencies but for surviving this entire maternity experience.

If you’re in the U.S., your coverage may look different depending on your job, income, or whether you’re on the Marketplace. Either way, here’s what to do:

1. Call your insurance company. Ask these questions:

• Is my baby automatically covered after birth, or do I need to enroll them?
• What does my policy cover for postpartum care and mental health?
• Will they pay for a breast pump? (Most do!)
• Are lactation consultants covered?
• Can I get home visits from a nurse?

2. If you’re unemployed or self-employed:
Apply for Medicaid or CHIP (Children’s Health Insurance Program) ASAP. These programs cover both you and your baby and are far more generous than people expect.

3. If you’re on COBRA or Marketplace insurance:
Double-check your deductible and out-of-pocket max. You may hit it with the birth alone, so any extra appointments or therapy sessions afterward could be essentially free.

Many moms skip care because of cost. But if insurance covers it, use it. Your body just performed a miracle, it deserves support, too.

Conclusion

As we wrap up this comprehensive guide on making money during maternity leave, remember that planning is key to managing your finances during this special time. By exploring the diverse income opportunities and financial support options discussed, you can find ways to alleviate financial pressures and focus on what truly matters, caring for your new baby.

Encourage yourself to try multiple avenues for generating income that we’ve explored today. Whether it’s freelancing, investing, or starting a small home-based business, each option offers flexibility and potential financial benefits that can be tailored to your new lifestyle as a mother.

Don’t hesitate to seek personalized advice to navigate any financial uncertainties. Professionals specializing in family finances can offer valuable insights that cater specifically to your needs during maternity leave.

Above all, embrace this beautiful phase of life with confidence. Know that you are making informed choices that support both your family’s emotional well-being and financial health. With the right planning and resources, you can truly enjoy this precious time with your baby, free from undue financial worries.

Learn about Becoming a Certified Pediatric Sleep Consultant:

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People Also Ask

Can You Still Earn Money While On Maternity Leave?

Yes, you can still earn money while on maternity leave through freelancing, remote work, or starting a home-based business.

How To Make Money While On Maternity Leave From Home

Consider remote jobs, freelancing, or creating and selling digital products from home.

What Jobs Can I Do On Maternity Leave?

You can do freelance writing, virtual assistance, online tutoring, or craft selling on maternity leave.

How To Make Extra Money While Pregnant?

Start a freelance gig, sell handmade goods online, or participate in paid online surveys.

How Much Money Do I Need On Maternity Leave?

The amount varies; plan for essential expenses and a buffer for unexpected costs.

How To Get More Money While On Maternity Leave?

Explore government assistance, apply for grants, or start a side business from home.

What If I’m Pregnant And Have No Money?

Look into government benefits, community resources, or start a low-cost home-based business.

How Can Pregnant Women Make Money?

Pregnant women can make money by freelancing, selling products online, or offering consulting services.

What Is The Best Job To Have While Pregnant?

The best job is flexible, non-stressful, and can be done from home, like freelance writing or virtual assistance.

How Can Moms Make Extra Money?

Moms can make extra money by blogging, creating online courses, or providing freelance services.

How Can I Work Comfortably While Pregnant?

Choose a job with flexible hours and minimal physical demands, and set up a comfortable workspace.

How To Survive Work When Pregnant?

Stay hydrated, take frequent breaks, and adjust your work environment for comfort.

How Can A Stay-At-Home Mom Make $2,000 A Month?

Consider offering specialized freelance services, managing an online shop, or teaching virtual classes.